Net Worth Tracker
Calculate net worth from lists of assets and liabilities.
Last reviewed by the Radiatus Cloud team
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Calculate your net worth
Net worth is the single clearest measure of your financial position: quite simply everything you own minus everything you owe. This tracker calculates it from your own lists of assets and liabilities, so you end up with one honest number that captures exactly where you stand financially, cutting through the noise of income and spending to the figure that actually reflects your wealth.
Why net worth is the number that matters
Income and spending are flows that come and go, but net worth is the stock, the accumulated result of every financial decision you have ever made, and it is what genuinely grows your long-term security. Tracking it over time is what shows you whether you are truly building wealth or merely treading water, which neither your salary nor your savings rate alone can ever reveal on its own. Listing your assets directly against your liabilities also clarifies your real position: a large asset offset by an equally large loan is a far smaller net position than it first appears, which the single honest figure makes plain.
Your true position
The calculation runs entirely in your browser, so your figures are never uploaded and stay on your own machine, which matters for anything involving money and personal finances.
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Frequently Asked Questions
What is net worth?
Everything you own (assets) minus everything you owe (liabilities). It is the single clearest measure of your financial position.
Why track net worth over income?
Because income is a flow while net worth is the accumulated result of your decisions. It shows whether you are actually building wealth, which income alone does not.
What counts as an asset or liability?
Assets are what you own, cash, investments, property; liabilities are what you owe, loans, credit balances. The difference is your net worth.
Why does listing both matter?
Because a large asset offset by a large loan is a smaller net position than it looks. Listing both together gives an honest figure.
Is my financial data uploaded?
No. The calculation runs entirely in your browser, so your net worth stays private.
Privacy & Security
Calculated locally in your browser. No data is sent to any server.
How to Use
Paste assets and liabilities to calculate net worth.
Disclaimer: This tool is provided "as is" without warranty of any kind. Results are for educational and utility purposes.
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