Zakat Calculator
Calculate zakat due on cash, gold, investments and receivables minus debts, checked against the nisab threshold.
Last reviewed by the Radiatus Cloud team
Zakat is 2.5% of zakatable wealth held for one lunar year, due when net wealth meets or exceeds the nisab. Scholars differ on details (e.g. which nisab to use, treatment of receivables) — consult a knowledgeable scholar for your situation.
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Calculate the zakat you owe
Zakat is an obligatory annual charitable payment in Islam, calculated on qualifying wealth that a person has held above a minimum threshold for a full lunar year. This calculator works out the zakat due on your cash, gold, investments and receivables, minus any debts that you owe, and checks the resulting total against the nisab threshold to determine whether zakat is payable at all.
Why the calculation has these parts
Zakat is due on wealth you have held for a full lunar year, at a set traditional rate, but crucially only if your net qualifying wealth exceeds the nisab, a minimum threshold that is traditionally tied to the value of a quantity of gold or silver. So the correct calculation sums up all of your zakatable assets, your cash, gold, investments and money that is owed to you, then subtracts the debts that you yourself owe, and finally applies the rate only if the remaining net figure still exceeds the nisab. Getting each of these parts right genuinely matters for fulfilling the obligation correctly, and the calculator structures them clearly so that nothing important is accidentally missed or double-counted.
Fulfil the obligation correctly
The calculation runs entirely in your browser, so your figures are never uploaded and stay on your own machine, which matters for anything involving money and personal finances.
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Frequently Asked Questions
What is zakat calculated on?
Qualifying wealth, cash, gold, investments and receivables, held for a lunar year, minus debts you owe, if the net exceeds the nisab threshold.
What is the nisab?
A minimum threshold of wealth, traditionally tied to a value of gold or silver, below which no zakat is due. The calculator checks your total against it.
Why subtract debts?
Because zakat is due on net qualifying wealth, so money you owe is deducted from your zakatable assets before the rate is applied.
What rate is applied?
The traditional zakat rate on qualifying wealth, applied only if your net wealth exceeds the nisab. The calculator applies it for you.
Is my financial data uploaded?
No. The calculation runs entirely in your browser, so your wealth details stay private.
Privacy & Security
Runs entirely in your browser. No data is sent to any server.
How to Use
Enter your zakatable assets and debts, set today's nisab value (85g gold equivalent), and see whether zakat is due and how much.
Disclaimer: This tool is provided "as is" without warranty of any kind. Results are for educational and utility purposes.
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